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IMPORTANT

WE ARE NO LONGER BE UPDATING THIS PAGE.   PLEASE VISIT THE NEW SITE BY CLICKING HERE

RECENT NEWS - 3/02/06    

Did you see the article in the St. Louis Post Dispatch today about Identity Theft?  See it here.

We are working on a new site layout to serve you better.  We have looked at several layouts and made several changes.  See the new layout here and provide your feedback or suggestions during its construction.  We hope to have everything completed by April 1.
 

For Group Business
Employers must disclose prescription drug coverage for individuals eligible for Medicare Part D

The Medicare Prescription Drug Improvement and Modernization Act of 2003 requires entities that provide prescription drug coverage to individuals eligible for Medicare Part D to disclose to CMS (the Centers for Medicaid and Medicare Services) whether the coverage is creditable or non-creditable. CMS has issued guidance on the form, manner and timing of providing the Disclosure Notice to CMS. This Disclosure to CMS guidance is posted on the Creditable Coverage Web page at http://www.cms.hhs.gov/CreditableCoverage/.

An entity is required to complete the Disclosure Notice form on the CMS Creditable Coverage Disclosure Web page at http://www.cms.hhs.gov/apps/ccdisclosure/ unless the entity is specifically exempt as outlined in the Disclosure to CMS guidance. Additional information about creditable coverage is available on CMS' Creditable Coverage Web page at http://www.cms.hhs.gov/CreditableCoverage/.

A sample of the letter that Group Employers can use to notify employees is here. It is a WORD doc.  If you can't open it then right click the link and save as, then open with your word processor.

We can now accept requests for quotes electronically!  Just fill in your information on the online form and we will prepare quotes from several carriers for your review and consideration!

Now that we are in a new year some dependents may longer be covered under your group health insurance plan.  If you have a child who is no longer covered check on short-term medical plans if they will soon be covered somewhere else.

Green or black tea linked to lower cancer risk.  See the article from MedPage here.

A consulting firm has released a book on identity theft and we are featured in the very first part of the book.  You can see information about it here.

Medicare Part D is now open for enrollment and the confusion grows for some.  Call the office at 314-438-0222 for help with this.  You can see a copy of our recent newsletter here. You can also check the Medicare Website.  If someone has creditable coverage it is not necessary to enroll for Part D yet.  If you don't know if your coverage is creditable call our office.  If you need to enroll in a Part D plan we can check to see what plans cover your particular RX's.

Want to know what your life expectancy might be based on your family history and current lifestyle?

Is your pet part of your family?  Pet insurance can save you the heartache of having to make a life or death decision based on your finances if your pet becomes ill or injured.

To help animals that are homeless visit Noah's Wish or Stray Rescue of St. Louis.  Check their websites for the type of donations that they currently need.

Take a short survey about your employers insurance and we will send you a free wall calendar.